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  INDIA Employee Benefits 
 Talent has built an international reputation for the high standards 
                of quality and creativity of its employee benefits.
 
 We know the value of good employees and are dedicated to longevity 
                and retention. We attract qualified and talented individuals by 
                offering a full range of benefits and incentives which may include 
                following:
 
 Vacation/Personal/Sick Days
 Employees are eligible to avail 12 working days per year as vacation 
                 leave. Entitlement increases to 17 working days per year when the 
                 Associate completes 5 years of continuous service with Talent.
 
 Associates can avail 6 days of medical leave per year. This can be 
                 accumulated up to 18 days.
 
 Maternity leave is for a period of 12 weeks which is inclusive of 
                 intervening Saturdays, Sundays, and other holidays.
 
 Salary
 Its main objective is to provide flexibility to the employees to 
                 plan a tax-effective compensation structure by balancing the monthly 
                 net income, yearly benefits and income tax payable. It is applicable 
                 of all the employees of the organization.
 
 The Salary consists of Basic, DA and Conveyance Allowance. The 
                 Flexible Benefit Plan consists of: 
                 House Rent Allowance
 Leave Travel Assistance
 Medical Reimbursement
 Special Allowance
 
 Provident Fund
 This is applicable to all employees of Talent Telecom Solutions. 
                 As per the statutory guidelines, the employee is required to contribute 
                 a percentage of his basic salary and DA to a common fund. The employer 
                 for this fund contributes as well. The employee can use the amount 
                 deposited in this fund for various personal purposes such as purchase 
                 of a new house, marriage etc.
 
 Gratuity
 Gratuity is one of the retrial benefits given to the employee in 
                 which the employer every year contributes a particular amount. The 
                 fund created can be used by the employee for the purpose of long-term 
                 investment in various things such as a house etc.
 
 Employee Referral Scheme
 The employee referral scheme is implemented to encourage Employees 
                  to refer friends and relatives for employment at Talent Telecom Solutions.
 
 Education
 Talent reimburses the expenses incurred towards tuition fees, 
                 examination fees, and purchase of books subject to a maximum of 
                 Rs. 5000/- per academic year for pursuing for further studies.
 
 List of holidays
 - Republic Day
 - Muharram
 - Mahavir Jayanti
 - Good Friday
 - Id-E-Milad
 - Independence Day
 - Mahatma Gandhi's Birthday
 - Vijaya Dasami, Dussera
 - Depavali (Diwali)
 - Guru Nanak's Birth Day
 - Christmas Day
 
 Healthcare Benefits
 Talent provides comprehensive medical and accident insurance 
                 benefits to its associates. The premiums of these coverage 
                 are paid by the company. The Medical Insurance coverage extends 
                 to three of the Employee's immediate dependents.
 
 Personal Healthcare
 Talent provides Associates the facility for extensive health 
                 check-up. For Associates above 40 years of age, the check-up 
                 facility can be availed once a year and for Associates below 
                 40 years of age the check-up facility can be availed once in 
                 two years. Cognizant provides the facility for extensive eye 
                 check-up, every year.
 
 Loan
 Employees are provided financial assistance in case of a 
                 medical emergency. Associates are provided financial 
                 assistance at the time of their wedding. The new recruits 
                 are provided with interest free loans to assist them in 
                 their initial settlement at the work location.
 
 
 Note :
                  The above benefits and details are nonspecific in nature and 
				  may change without notice. The specific benefit for the employees 
                  shall be defined in their Employment Agreement which will 
                  supersede the above.
 
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